Home care services are a necessity for persons who want to stay in their home while disabled, but when it comes to home care services for persons over age 65 it’s important to understand your options because some of these programs are more popular than others. Read more.
Social Security and Disability: What is it?
Social Security is more than the traditional retirement pension program that most of us are familiar with. The various programs are commonly described as old-age, survivors or disability insurance. I will focus on the disability programs here. The disability program is divided into two types: SSDI and SSI. Social Security Disability Insurance or SSDI pays […]
Dealing with Creditors
Reasons why some debts should not be paid and how assets can be protected in the claims process
What is a Ladybird deed?
A “Ladybird Deed” is used to protect a house from a Medicaid claim after a patient on Medicaid dies. Law School professors call them contingent, defeasible deeds.
What does a HIPAA Release do?
Or maybe a better question is what is a HIPAA Release? Many years ago Congress passed a statute named Health Insurance Portability and Accountability Act (or HIPAA).
New Estimate of Healthcare Costs during Retirement
The Center for Retirement Research at Boston College just issued a new study on the expected costs for health care by a couple aged 65.
Obama Health Care Bill Are we Changing Medicare?
The short answer is that the changes to Medicare are mostly fringe changes. Even so, since so many of us live on tight budgets the changes made may well be important to you.